I think we can all agree that:
The mode of payment evolved throughout the years.
Many people enjoy the luxury of cashless shopping. Which is possible through mostly, credit cards.
Are you looking for a device to check your credit card? Something that’s portable and can be used with your smartphone? Well, this article is for you.
We listed down 4 of the best mobile credit card readers in the market. These credit card readers are compatible with an Android smartphone.
So it is imperative, especially for business owners, to keep up with the trend. Google and Samsung have already rolled out their cashless payment systems called “Google Pay” and “Samsung Pay,” respectively.
Best Mobile Credit Card Reader
|Best Over All||LG Nano 8 Series ThinQ NanoCell TV 65″|
|Best Value for Money||QuickBooks GoPayment All-in-One Card Reader|
Mobile Credit Card Reader
What is it exactly?
Mobile Credit Card reader, as the name suggests, is a mobile or phone accessory that enables your phone to read credit cards. Additionally, it will allow you to charge clients or cust0mers without the need for a POS System or any form of digital transfer payment.
One of the most popular mobile Credit Card reader available on the market is Square. Visit the brands’ website to learn more about it.
Additionally, these devices are more of an accessory and not an extra gadget that you should purchase. Although, they still do cost some money.
Related: Best QR Reader Apps for Android
3 Best Mobile Credit Card Reader
So, if it happens that you’re someone who needs a quick and portable solution to accept credit card or debit payments, then look no further. We list down 4 of the best mobile credit card readers that you can use and are compatible with an Android smartphone.
So without further ado, let’s jump right into it.
The financial service company Square announced the Square Credit Card Reader back in 2011. Since then, the mobile credit card reader has gained momentum in the industry because of its cheap price, has an easy-to-install card reader you could obtain for free, and quick funding.
Once you opt to use Square, you’ll receive a free credit card reader as well as access to the Square mPOS app without limit. The mPOS service offers inventory management, access for multiple users, personalized email receipts, and a basic tipping interface.
While Square’s charges are not the cheapest out there, they’re the simplest as you’ll only have to pay 2.75% for the swiped transactions without requiring you to pay for the monthly subscription.
Square Point of Sale – POS
Square Point of Sale is the free Android point-of-sale app that gives you everything you need to take payments and run your business. With this app, business owners can easily accept debit and credit cards, and Android Pay as well. They also promise that your funds will be deposited fast in one to two business days.
The Square Reader accepts almost all major credit cards and is compatible with Android smartphones as well as with iOS-running devices. Even if you aren’t in the Wi-Fi zone, you can still make use of the service offline and pay the usual rate per swipe.
Offering a no-frills user experience, the Square Credit Card Reader is one of the best mobile credit card reader for those who have a small business. No wonder, it is the most popular and the best-selling reader in Amazon.
A product from the well-known financial software firm Intuit, the GoPayment All-in-One Card Reader is best suitable for businesses which use QuickBooks to manage payrolls, inventory, and sales. It would be easier for you to integrate the QuickBooks mPOS to the software itself.
The QuickBooks GoPayment All-in-One Card Reader comes with an app that’s downloadable on the Google Play store.
QuickBooks GoPayment is a free mobile point of sale app that allows you to take payments on the go.
- Contactless payments: Apple Pay, Google Pay, Samsung Pay, other contactless cards
- EMV chip and magstripe debit and credit cards including American Express, Discover, Visa, MasterCard
- Bluetooth for mobile apps
- iOS: 9.3.5 or above
- Android: 4.1 JellyBean and higher
Intuit offers a transaction fee of 2.4% + $0.25 for every swipe without a monthly subscription fee. To know more about their plans, visit their website at quickbooks.intuit.com.
Interesting Facts: It is an undeniable fact that the world is slowly transitioning to a cashless medium of transaction. In China alone, mobile transaction payments is a $17 trillion industry and are dominated by China’s biggest tech giants, Tencent and Alibaba, with each handling more payments per month than PayPal.
Credit Card Reader for Mobile Phones
Mobile credit card readers are slowly becoming the thing for small to medium-sized businesses. Aside from ease of use, card readers boast low fees and quick funding. For business owners, fast pace payment is always preferred convenience, including the reader.
Which one of these card readers best works for you? Leave a comment below and share your thoughts with us.