how to use samsung pay mini

How to Use Samsung Pay Mini and What You Need to Know


Do you want to use Samsung Pay but your phone does not have NFC?

If you do, there’s hope for you yet. Your best alternative is… the Samsung Pay mini app. In this article, we’ll get to know this app, its features, and its services. More importantly, we’ll teach you how to use Samsung Pay mini.

So what is this app?

It’s a stripped-down or a more basic version of the Samsung Pay. Since Samsung Pay does not support smartphones that don’t have NFC, this version is pretty helpful for those whose mid-range devices don’t support  NFC.

This app enables users to make digital transactions like making payments using Unified Payment Interface (UPI), Mobikwik, and Paytm.

Also, the mini version does not work if you don’t have an internet connection. So it’s a more limited version of the real deal: the Samsung Pay.  If you want to use more features and you own a compatible phone, use the original Samsung Pay version. Here’s how to use it.

It’s true, in many ways, Samsung Pay is the fuller, richer version. It also has a wider range of compatible devices. And there are ways to use it even on non-Samsung phones.

But…

Samsung Pay mini is a great alternative.

There’s still plenty of things you can do with this app. And we’ll list each down here: from sending money, requesting money, making merchant payments, to paying bills.

So before we learn how to use Samsung Pay mini, let’s get to know the app first in detail.

Read on…

Related: Send Money with Samsung Pay

Samsung Pay Mini Features and Services

Compared to Samsung Pay, this mini version is certainly lacking in features and services. Still, it offers pretty much a lot of features and services that many will find helpful.

As an overview, here are some of the things you can expect from this app:

Financial Services

financial services via samsung pay mini
A host of financial services

With Samsung Pay mini, you can enjoy a host of financial services. Get a customized personal loan, a credit card, or an instant free credit score.

For credit cards, you can unlock a variety of offers like the following: reward points, free lounge access, cashback on shopping, 1+1 movie tickets, and fuel discounts.

You can get personalized loans for your dream vacation, a home makeover, a wedding, or other reasons.

Moreover, you can get credit scores instantly to get lower interest rates or if you want to know if you’re eligible for a loan. With credit scores, you’ll have a better chance of getting a personal loan or a credit card.

Mobile Wallet Payments

mobile payment with samsung pay mini
Scan QR codes to make payments

One great thing about Samsung Pay mini is its mobile wallet feature. You can use your mobile wallet to do the following:

  • Send money using a mobile number.
  • Generate codes to pay merchants.
  • Make payments by scanning QR codes.

Note: The current mobile wallet partners of Samsung Pay mini are as follows: MobiKwik and Paytm.

Unified Payment Interface (UPI)

use upi via samsung pay mini
Transfer money or pay using UPI

This app now offers a Unified Payment Interface or UPI. With this feature, users of major banks can send or receive money, request money, pay merchants, scan BHIM UPI QR codes, pay taxi or cab rides, and make online payments (but only on websites that accept UPI).

There are various benefits of using UPI. They are as follows:

  • Making direct payments from bank accounts.
  • Instant money transfers.
  • Secured by a UPI pin.
  • Various payment options
  • Over 40 banks supported.
  • Check account balance on-the-go.

Bill Payments

pay bills using samsung pay mini
Easy way to pay bills

This app makes it easy for you to pay your bills. Now you can pay water bills, gas, landline, broadband, DTH, mobile postpaid, or electricity with UPI.

Samsung Rewards

Aside from the abovementioned features and services, you can also get rewarded whenever you transact using Samsung Pay mini. The more you use a qualifying transaction, you earn Samsung Reward points. You can use these accumulated points to redeem vouchers, offers, and exciting discounts.

Related: Samsung Pay vs Google Pay

Samsung Pay Mini Compatible Devices

samsung pay mini compatible devices
Enjoy Samsung Pay Mini with these Galaxy Devices

Not all Samsung smartphones work with Samsung Pay mini. This service is only available on select Galaxy devices. To check if you can use such an app on your phone, here’s a complete list of Samsung Pay mini compatible devices:

  • Galaxy A30
  • Galaxy A20
  • Galaxy A10
  • Galaxy A9 (2018)
  • Galaxy A8 Star
  • Galaxy A6 and A6+
  • Galaxy J4 and J4 Plus
  • Galaxy J8
  • Galaxy J7 2015
  • Galaxy J7 2016
  • Galaxy J7 Max
  • Galaxy J7 Prime and J7 Prime 2
  • Galaxy J7 Nxt
  • Galaxy J6
  • Galaxy J2 2018
  • Galaxy Jy Duo
  • Galaxy C7 Pro
  • Galaxy C9 Pro
  • Galaxy On8
  • Galaxy On Nxt
  • Galaxy On5 2016
  • Galaxy On7 Prime
  • Galaxy On Max
  • Galaxy S6 and S6 Edge

How to Activate the Samsung Pay Mini App

Most likely, you won’t need this section.

Why?

That’s because compatible and supported Samsung smartphones already come with a pre-installed Samsung Pay mini app.

But just in case your phone does not have the app, just follow these easy steps to update your phone and get the app:

  1. Download and install the app.
  2. Go to the sign-in page.
  3. Login. Use your Samsung account details. Create an account if you don’t have one.
  4. Choose a method (Samsung account PIN or fingerprint) to secure the app.
  5. If you choose Samsung PIN, create an confirm the PIN.
  6. If you choose fingerprint, just use the fingerprint sensor for verification.
  7. Once the verification process is complete, your Samsung Pay mini app is now activated.

Now you can start enjoying the features and services of this app.

How to Add Mobile Wallets

Before you can use the mobile wallet payments, you need to create or add a mobile wallet first. This feature comes handy because mobile wallet payments are a lot easier to use than paying through bank accounts.

You can use your mobile wallet to send money, generate one-time codes, or scan QR codes.

Now follow these easy steps to get started:

1. Launch the Samsung Pay Mini app

Open the Samsung Pay mini app. Then just tap on “Wallet.”

2. Add Wallet

On the wallet option, choose the mobile payment company you want to use. The current partners are Mobikwik and Paytm. Just pick one.

3. Enter phone number

Enter the mobile number that you’ve registered with your chosen wallet company. If you don’t have a wallet account yet, just register.

Once registered and after you’ve entered the mobile number, click on next.

4. Verify wallet

Enter OTP to verify wallet. Most likely, the phone will automatically detect OTP. That is, if the registered mobile number is on your same phon. It if it’s on another smartphone, then you will have to manually enter OTP to verify.

After entering OTP, just tap next. Your wallet is now linked with your Samsung Pay mini.

5. Registration Complete

To complete registration, just select or tap Done.

Now you can start using mobile wallet payments using the Samsung Pay mini app.

How to Pay Using Mobile Wallet

Now that you’ve added a mobile wallet, you can start making payments. Note that the process is the same when you pay with UPI.

Just follow these steps:

1. Find and Open the Card

For both UPI and mobile wallet payments, open the card and tap on your desired option: Scan Code or Send option.

To access the cards, just swipe up from the home screen, lock screen, or app screen. Then swipe to find the card that you are planning to use.

Then just tap on either the Send option or Scan Code option.

For the “Send” option, just enter the mobile number of your recipient. Or you can just find the recipient’s name on your contact list.

But for the “Scan Code” option, you just scan the QR code provided to you by the recipient. This is the better option when you’re paying at the store or shop.

2. Enter the amount

Once you’ve chosen the recipient, just enter the amount that you’d like to send or pay. Then tap “Next” (found at the right-bottom) to send.

3. Confirm Details

Before sending, confirm the details. Make sure that everything’s correct: the recipient’s name, the mobile number, and the amount.

Tap “Send.”

4. Verify and Complete

Before you can complete the transaction, you will be prompted to verify the transaction. Depending on what you’ve chosen, you will asked to either verify using fingerprint or Samsung PIN.

Once verified, just tap “Done” and the payment has been sent successfully.

How to Add a Bank Account

You can make bank payments using the BHIM UPI platform. In order to use this feature, you will have to add your bank account first to your Samsung Pay mini.

Here’s how:

1. Set up Samsung Pay

set up samsung pay

To set up Samsung Pay, just launch the mini app.

2. Select UPI

select upi on the main screen

On the main screen, you’ll see Credit/Debit, Wallets, UPI, Notices, and Promotions/Vouchers.

Select UPI and tap “Next.”

3. Create User Profile

create user profile

You will have to create UPI ID and VPA (Virtual Payment Address). The app uses @pingpay. Keep your UPI ID memorable, short, and easy. You’ll be needing this for every transaction.

After setting up your UPI ID, add a SIM. Take note that the mobile number you use when you set up the UPI is the same number linked to your bank account.

Verify your number. Tap “Next.”

4. Select and Add Bank

After creating your profile and verifying your number, you will then be presented with UPI-enabled banks. Select a bank and tap next.

Find your bank account that is linked with your registered mobile number. If you have one bank account, then it will automatically select it. However, if you have several accounts, you will have to manually choose one.

You can also add more than one bank account by going to  “Add/Link/Manage Bank Account” and then just link the bank together with the account number.

5. Registration Complete

Now you’ve successfully added a bank account. You can set it as default bank account or add it to favourite cards.

Just click “Done” if you wish to complete the registration. Or you can tap “Add Another Account” if you wish to link more bank accounts.

How to Make Payments Using Your Bank Account

Aside from adding a bank account and registering UPI, you will also have to generate UPI PIN before you can start making payments using your bank account via UPI. You must remember the UPI PIN generated because you will be needing this to authorize your transactions.

Once you’ve added bank accounts and have set up UPI PIN, you can now start making payments. Just follow these steps:

1. Launch the app

launch samsung pay mini

To get started, again, you need to launch the Samsung Pay mini app.

Then just select the bank account linked to UPI to transfer money. You’ll see “Scan Code” and “Send.” Click the latter.

2. Send Money

Once you have tapped “Send”, just enter the recipient details. You can either enter the recipient’s bank account number (with IFSC) or his or her UPI virtual address.

Enter the amount you want to send and hit “Next.”

3. Enter the UPI PIN

enter upi pin to send

You will then be asked to enter the UPI PIN. Just enter the PIN and tap the checkmark on the right-bottom of the screen.

4. Transaction Complete

Just tap “Done” and the transaction is complete. The amount you sent will be immediately credited to the recipient’s account.

How to Request Money

If you want to request money, you can do that too. And it only takes 4 steps to do that. It’s super fast and easy.

Here’s how to:

1. Launch the app

Launch the Samsung Pay mini app. Then just select the bank account linked to UPI to transfer money

2. Tap Request

request money

In the Account Details, you’ll see the following: Scan Code, Send, and Request. Tap “Request.”

3. Request Money

request money

To request money, enter the recipient’s bank account or UPI virtual address. Enter the amount and edit the time and date of the request (if you must).

As an option, you can add some Notes regarding the request. Checked what you’ve entered, and if the information is all correct, hit “Next.”

Click “Done” and the request has now been successfully sent. You’ll be notified once the request has been paid.

How to Pay Bills

With Samsung Pay mini, it’s easier for you to pay your bills using your phone: from water bills, electricity, broadband, gas, mobile postpaid, landline, and more.

To pay bills, just follow these steps:

1. Click on Pay Bills

On the Samsung Mini app screen, you’ll see the following: Credit/Debit, UPO, Wallets, Pay Bills, Promotions/Vouchers, and Notices.

Tap on “Pay Bills” and proceed.

2. Select category

Select a biller category,  depending on what you’re going to pay: gas, mobile operator, landline, or whatever it is you’re paying.

Then select a preferred biller and enter details. Click submit and complete registration.

3. Click on Pay

Once you have successfully registered and added your biller, initiate bill payment. Just simply tap on or click “Pay”.

4. Enter amount

Just enter the amount, check the details, and then hit “Pay”.

5. Enter UPI PIN

As a final verification step, you’ll have to enter your UPI PIN. Once you’ve entered the correct PIN, then the bill payment is complete.

What People Ask

Is Samsung Pay mini safe?

Yes, Samsung Pay mini is pretty much safe to use. It uses a verification process for every transaction.

Is Samsung Pay mini different from Samsung Pay?

Yes, Samsung Pay mini is different in many ways. For one, it does not support NFC or MST technology and works largely using mobile payment wallets and UPI.

How to remove Samsung Pay mini from the home screen?

To remove Samsung Pay mini from the home screen, go to Settings. Find “Apps” or “Applications”. Locate and tap “Samsung Pay mini”. Tap on the green button to disable it.

Make Transactions Easier with Samsung Pay Mini

There’s no denying it… You can do more with Samsung Pay. But Samsung Pay mini allows you to do many things too. While you can’t add credit or debit cards, you can use UPI and mobile payment wallets to transact: send money, request money, pay bills, and others. You can also get gift cards and receive Samsung rewards to purchase vouchers and so on.

Pay merchants, send money to family and friends or pay in-store using QR codes. Do all these with ease with the help of this app. As long as you know how to use Samsung Pay mini, you can do transactions faster using your phone.

Now give it a try and experience the wonders that it does.

Did you find this article helpful? We hope you did. Feel free to leave your comments, questions or suggestions below.

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